Based in Sutton Coldfield, Key Financial Planning supports individuals, families, and business owners with clear, practical financial guidance.
From retirement and investments to protection and long-term planning, we help you get organised, think ahead, and make decisions that fit your life, both now and for the future.
At Key Financial Planning, we support people across Lichfield who want to get a clearer handle on their finances and plan ahead with purpose. That might mean organising what you already have, making sense of your options, or thinking through what comes next.
We work with individuals, families, and business owners, taking the time to understand your situation before offering advice that fits your life. Our role is to help you make informed decisions, now and in the future.
Retirement planning looks different for everyone. Whether retirement feels a long way off or firmly on the horizon, we help clients in Lichfield understand their current position and take practical steps to move closer to their goals.
This includes reviewing existing pensions, exploring options for drawing income later on, and planning how work, lifestyle, and finances fit together over time. The aim is to help you feel prepared for retirement, whatever shape you want it to take.
Investing is rarely about numbers alone. Our financial planners in Lichfield help you step back and look at the role your investments play in your wider plans, whether that’s building long-term security, generating income, or supporting future goals.
We start by reviewing what you already have, then consider suitable options based on your timescales, priorities, and comfort with risk. Your investments are kept under regular review, so they continue to reflect your circumstances as life changes.
Protection planning is about making sure the important things in your life are financially secure if the unexpected happens. We help individuals and families in Lichfield review their existing protection and consider cover for areas such as income, family, and long-term commitments.
This may include life insurance, critical illness cover, or income protection. The focus is on understanding what’s important to you, so we can put sensible safeguards in place to support your wider financial plans.
Running a business keeps you busy, and your finances can easily get buried under day-to-day demands. Our financial planners in Lichfield work with you to make sense of your business and personal finances.
We look at how profits, income, pensions, and investments fit together, spotting any tax considerations along the way. Our focus is on structure, balance, and long-term sustainability, so your business supports your wider financial goals, not the other way around.
Planning for the future often means thinking beyond your own lifetime. Our financial planners in Lichfield guide you through arranging your assets so your loved ones are looked after.
From wills and trusts to long-term arrangements, we make sure your plans match your family and your priorities. The result is a roadmap that adapts as life changes, keeping things practical and manageable for everyone involved.
Here, you’ll find straightforward answers to common questions, from how we work to what you can expect when you start a conversation with us.
Meetings can be held anywhere convenient to you. We have meeting space at our office in Sutton Coldfield, at your home or workplace, online (via Teams or Zoom), or at another suitable venue of your choice.
No, we offer free initial consultations with no obligation.
Prior to the discovery meeting, we will send you a link to our portal to complete a fact find. In addition, we ask that you bring any policy information relating to pensions, investments, or protection policies you hold, as well as two forms of ID.
No. Following the initial discovery meeting, we will arrange a second meeting where we present our recommendations. At that stage, an agreement is made on how to proceed with services and advice.
The value of your investments can go down as well as up, so you could get back less than you invested.
The Financial Conduct Authority does not regulate trusts, tax or estate planning.
A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age). The value of your investments (and any income from them) can go down as well as up which would have an impact on the level of pension benefits available.